Shopping for Life Insurance Doesn’t Always Mean a Medical Exam

medical examination

A medical exam can provide you with a better rate for your life insurance policy.

You don’t need any medical examination to get a Term Life Insurance quote through CoverYoo, but you may need one when it comes time to apply for a policy from the Life Insurance company that you select. Medical Examinations are provided free of charge, they are paid for by the insurance company, and scheduled at your convenience, at your home or office. Your CoverYoo agent can offer an explanation of what is required as part of your medical exam, assist you in scheduling an exam, as well as discussing options for obtaining a policy with no medical exam required.

Only certain insurance companies offer policies without a medical exam; however, they often charge more for the policy because the insurance company has less information about your health, and as a result charges more because of the uncertainty.


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